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Why do I need an electrical protection plan?

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Electricity is essential to modern life; we can help safeguard that convenience.

It takes a lot of systems and equipment to keep a modern house running, but electricity is at the core of it all. It powers your lights, appliances, and electronics. Even if you have a natural gas furnace and dryer, it takes electricity to power the thermostat and controls. Simply put, your electrical panel, wiring and outlets form the nervous system of your home.

With so much riding on your home’s electrical system, having a trusted repair resource is important. Bad electrical work has the potential to cause real harm, so it's important to have an experienced, qualified technician you can rely on to perform repairs.

Get proactive about protection

Our electrical protection plans make it easy to address electrical issues when they arise. 

  • They remove the need to call around for a qualified repair professional; simply file a claim with us, and a licensed electrician will evaluate the problem and perform repairs to covered parts and systems.
  • They help relieve the worry over the high cost of repairs; with up to $500 in repair coverage per service call, up to $2,000 annually,* you’ll enjoy a generous cushion against the unpredictability of electrical repair costs.

Our electrical protection plans cover a wide range of the hard-wired parts that make up your electrical system, from the wiring itself to your switches, outlets, and circuit breakers. Bathroom outlets not working? Circuit breaker loose? Plugs falling out of outlets? Traditional homeowners insurance typically won’t help you when things like these need repair or replacement due to ordinary use, but our protection plans help fill that gap.

Electric vehicles are surging in popularity, and being able to charge yours at home is one of the great things about EVs. We make it easy to keep your charging station in good working order with an electrical repair plan that includes repair and replacement coverage for your EV charger. Best of all, you won't pay an extra penny for it. Our Electric Repair Plan is the same price, with or without EV charging station coverage. 

Choose the coverage that's right for you

You know your home best. Just want coverage to help when things break down? Choose our repair plan. If you'd like a little more peace of mind with an annual safety check and maintenance, we have that, too.

Electrical repairs

We cover outlets, switches, wiring, circuit breakers, fuse boxes, and more. You can even choose to cover your electric vehicle charger - at no additional cost!

  • Up to $500 in coverage per service visit
  • Up to $2,000 in coverage annually
  • No added cost for EV charger coverage
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Electrical repairs and maintenance

Includes all the benefits of our repair plans, but with an annual maintenance visit by a qualified electrician.

  • Preventative maintenance to help keep your system in safe working order
  • Same great coverage as our repair plans
  • Maintenance coverage begins immediately
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We understand how stressful it can be when something goes wrong with your electrical system. We're here to help! We'll connect you with a qualified electrician to diagnose and repair the problem, and our ample coverage helps lift the financial burden that can come with electrical repairs. 

Looking for coverage for other parts of your home? Check out our full suite of plans to see what we have to offer.

Browse electrical plans

See all the details on our plans and coverage so you can select the one that's right for your home.

Terms and conditions contained in the protection plans may limit our contract obligations due to coverage caps, coverage exclusions, and our cash back offer. View plan details for more information.

*Repair claims are limited to $500 per service call and $2,000 per plan in the aggregate per plan term. Plans are provided by NRG Protects Inc. Independent contractors will be performing various services under the plans. In some instances we may make a cash payment in lieu of repairs or replacement in the amount of actual cost, which may be less than retail, to repair or replace any covered system, component, or appliance.

Once repair plans commence, there is a 30-day waiting period before you may request repair services for a claim. Maintenance coverage begins immediately. Unless the plan provider elects not to renew the plan, upon expiration of the first year, the plan will automatically renew at the standard rate and terms unless you opt out of the auto-renewal option in writing by mail at P.O. Box 2309, Houston, TX 77252- 2309, by email at or by calling us at 1.855.241.9094. Sales tax will be added in select states.

This is a summary of what the provider will and will not cover under the plan, and is subject to the Terms and Conditions of the plan. The Terms and Conditions may limit the provider's contractual obligations due to coverage caps, coverage exclusions and any cash-back option available under the plan. Please refer to the Sample Terms & Conditions for details.