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Why do I need heating and cooling protection?

You can't put a price on comfort - and with heating and cooling coverage, you won't have to.

Your heating, ventilation and air conditioning (HVAC) system not only keeps you comfortable, it keeps you safe: heating and cooling systems can be a lifeline against extreme temperatures in winter and summer. Keeping your systems running efficiently requires preventative maintenance and professional repairs if you ever experience a sudden breakdown. But that work can be expensive, leaving you to choose between an uncomfortable home or a hefty HVAC service bill.

Plan ahead for peace of mind.

Our heating and cooling protection plans are designed to help lift that burden. For one low, monthly rate, you can have confidence that professional maintenance and repairs will be affordable and accessible. Help is just a few clicks or a phone call away, and we'll connect you with an experienced technician to provide service.

Choose the coverage that's right for you

You can choose to cover your heating, your cooling, or both. Mostly concerned about paying for repairs? We’ve got you. Looking for worry-free care? Select a plan that covers both maintenance and repairs, plus a replacement credit if your system can’t be repaired.

Heating or cooling protection plans

Our customizable coverage allows you to save money by covering only one system, if that’s what’s right for your home. We offer plans that cover annual preventative maintenance, plans that cover repairs and plans that combine both types of protection. Our coverage applies to gas and electric furnaces, boilers, geothermal systems, central air conditioners and evaporative coolers.

  • Up to $500 in coverage per service visit*
  • Up to $2,000 in coverage annually*
  • Optional $500 credit toward replacement on select plans**
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Heating and cooling protection plans

If you have both types of home comfort systems, you can cover both and save with a combined heating and cooling protection plan. As with our separate heating and cooling plans, you can choose to cover maintenance, repairs or both.

  • Same generous coverage limits as our separate heating or cooling protection plans
  • Optional $500 credit toward system replacement on select plans**
  • Maximum value through combined coverage
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A broken heater in the middle of winter or frozen AC lines in the middle of summer can be a huge inconvenience. Let us help you avoid the aggravation of searching for technicians and paying the full price of expensive repair bills. Having a plan in place can minimize the stress of a furnace or air conditioner breakdown.

We can help you be proactive about other types of home care, too! Check out our full suite of plans to see how you can protect your electrical system, plumbing, appliances and more.

Browse heating and cooling plans

Our plans give you lots of options, so you can get just what you need for your home without paying for coverage you don't need.

Terms and conditions contained in the protection plans may limit our contract obligations due to coverage caps, coverage exclusions, and our cash back offer. View plan details for more information.

*Repair claims are limited to $500 per service call and $2,000 per plan in the aggregate per plan term. Plans are provided by NRG Protects Inc. Independent contractors will be performing various services under the plan. In some instances we may make a cash payment in lieu of repairs or replacement in the amount of actual cost, which may be less than retail, to repair or replace any covered system, component, or appliance.

**If the authorized repair technician that we dispatch determines that the covered equipment is deemed irreparable, we will give you a credit of $500 towards a replacement equipment by your authorized repair technician.Once the plan commences, there is a 30-day waiting period before you may request repair services for a claim.

Unless the plan provider elects not to renew the plan, upon expiration of the first year, the plan will automatically renew at the standard rate and terms unless you opt out of the auto-renewal option in writing by mail at P.O. Box 2309, Houston, TX 77252- 2309, by email at or by calling us at 1.855.241.9094. Sales tax will be added in select states.

This is a summary of what the provider will and will not cover under the plan, and is subject to the Terms and Conditions of the plan. The Terms and Conditions may limit the provider's contractual obligations due to coverage caps, coverage exclusions and any cash-back option available under the plan. Please refer to the Sample Terms & Conditions for details.